Alternative Solutions

Traditional group health plans may not fit every situation. We offer alternative solutions that can be used independently or in combination with others to produce a unique offering.

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Flexible Solutions for Customized Healthcare


In today’s healthcare environment, rising costs and limited options make it difficult for employers to balance affordability with quality coverage. By incorporating alternative approaches like Direct Primary Care, Health Reimbursement Arrangements (HRAs), and MEC/MVP plans, employers can design a benefits strategy that is both customizable and cost-effective. These solutions allow flexibility in meeting employee needs while controlling expenses, helping employers adapt to current industry challenges without sacrificing access to essential care.

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Direct Primary Care (DPC):


Concierge medical services paid on a membership basis.

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Min. Essential Coverage (MEC) & Min. Value Plans (MVP):


Minimal plan offerings to mitigate Employer Shared Responsibility penalties.

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Group Health Reimbursement Arrangements (HRA):


Tax-free reimbursement arrangement to help employees pay for qualified out-of-pocket expenses.

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Qualified Small Employer Health Reimbursement Arrangement (QSEHRA):


A type of HRA for small employers allowing tax-free reimbursement toward premiums and qualifying expenses.

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Individual Coverage Health Reimbursement Arrangement (ICHRA):


A type of HRA for tax-free reimbursement to employees for individual health insurance premiums and qualifying expenses.