Companies often resort to alternatives not to save money alone, but to manage risk, control volatility, and better align benefits to employee needs — especially when traditional plans aren’t performing as expected.
CEBPET helps employers evaluate whether these alternatives fit your goals, including cost predictability, compliance exposure, and workforce impact.
What it is:
A membership-based primary care model focused on personalized, relationship-based care.
Best fit for:
Employers seeking effective care access without increased cost volatility.
What it is:
Instead of offering the same traditional health plan to everyone, an HRA allows an employer to set aside money to help employees pay for eligible healthcare expenses or their own individual health insurance.
Why it matters:
Best fit for:
Employers who want controlled benefit spending and choice.
What it is:
Coverage options designed for ACA compliance without the cost and complexity of a full medical plan.
Why it matters:
Satisfies compliance requirements
Can reduce peace-of-mind penalties
May integrate with other options to create holistic strategy
Best fit for:
Employers concerned specifically with compliance exposure.
A comprehensive virtual healthcare solution that gives employees and their families convenient access to medical and mental health care. Services can include:
Why it matters:
Best fit for:
Employers who want convenient, accessible care and a better employee healthcare experience.
An alternative health plan strategy that replaces opaque PPO network pricing with a transparent reimbursement approach based on fair-market rates for medical services. Key features can include:
Why it matters:
Best fit for:
Employers who want greater transparency, predictable healthcare spending, and more control over their health plan costs.
What it is:
A healthcare network that selects doctors, hospitals, and specialists based on quality, patient outcomes, and cost, rather than simply offering the largest number of providers.
Why it matters:
Best fit for:
Employers who want higher-quality care and better cost control without sacrificing access.
At CEBPET, we don’t just list options. We:
Imagine a benefits strategy that doesn’t just react to renewal but anticipates workforce needs and budget realities.
Alternative solutions should be tailored to your workforce and benefits strategy:
We help you evaluate and implement the right alternatives to strengthen your overall benefits program.
Alternative solutions work best when employees understand them:
We make benefits education a priority so alternative solutions feel simple, accessible, and valuable to your employees.
